Investment

Need to save tax at the end of this year ?

Fri, Oct 27, 2023 at 10:00

Whether you're a seasoned wine enthusiast or a curious neophyte, investing in wine is a perfectly feasible choice.

Imagine a world where your passion for wine can be combined with a tax trick that improves your wallet. It's a tantalising scenario, isn't it? Whether you're a seasoned wine lover or an inquisitive neophyte, combining your passion for wine with tax relief is an entirely feasible option.

When it comes to managing one's finances, reducing the tax burden is one of the most common objectives for many taxpayers. Tax relief is a strategy that allows you to legally reduce your income tax by using various schemes provided for by law. Wine tax relief is a strategy that will not only help you reduce your tax bill, but also boost your investments in the heady world of wine.

How to optimise your tax situation?

The Madelin scheme is a French tax regime designed to encourage investment in small and medium-sized enterprises (SMEs). The main aim is to mobilise private funds to finance their development. In return for their investment, French taxpayers benefit from a tax reduction. In 2023, the tax reduction is capped at 25% until 31 December 2023, compared with 18% in other years: an opportunity not to be missed!
The Plan d'Épargne en Actions (PEA) is a savings and investment product for French tax residents over the age of majority. Its purpose is to encourage investment in the shares (or similar securities) of French and European companies. It is a financial instrument that allows you to grow your savings by investing in the stock markets. Gains generated are exempt from income tax, provided the PEA is held for at least 5 years. Dividends received are also partially tax-exempt.
The reinvestment of a contribution-assignment is a tax mechanism that offers interesting advantages on the capital gain from the sale of a company for an entrepreneur. It concerns the reuse of funds from the sale of a holding in a company. It is mainly used in connection with the transfer of a business or the sale of shares in a company. In France, there are tax advantages for disposals of shareholdings in SMEs. These advantages may include tax reductions on capital gains or partial or total tax exemptions, subject to certain conditions.

Investing in wine with UWGC 4

Investing in wine at the end of 2023 to benefit from tax breaks can be an attractive strategy for savvy investors. U'wine Grands Crus 4 is a Bordeaux-based company specialising in the trading of grands crus, based on a "staggered sale" strategy. Its capital opened on 1 August 2023 and it aims to raise funds until 31 July 2024. At the end of this period, the company undertakes to convert 80% of the funds raised into grands crus. Taxpayers therefore have the opportunity to invest in its capital in order to benefit from tax advantages.

By investing in grands crus via UWGC 4, you can benefit from attractive tax reductions while building up a constantly growing portfolio of assets. What's more, as the festive season approaches, this can also be an opportunity to diversify your investment portfolio and celebrate special moments with exceptional wines.

Download the brochure.

If you need more information, contact our team of experts.

Fine wine is worth your passion

At U'wine, we believe that great wines should be reserved for those who want to discover them: Amateurs, aesthetes, enthusiasts, the curious and those who seek them out. That's why we offer you an exclusive selection of exceptional wines to enrich your cellar and give you unforgettable moments.

Access to wine selections

+ More than 1,400 wines
Bordeaux, Burgundy, Rhône Valley, Italy, ...
Secure delivery
Break-free delivery with our technology.
The 1% of the planet
From more than 250 top domains in the world.

The Cave INVEST offer and the Cave CONSO offer have been the subject of information documents registered by the Autorité des Marchés Financiers.